Finance Choices

Flexible Options to match your Budget

Getting you Moving

Financing your next car can be a daunting task and it is important to get the right package from the start. At Chappell Sports Cars we pride ourselves on good, honest advice.

Our finance packages are amongst the most competitive on the market as we are not linked to a specific company. This means we can place business with whoever has the most competitive rates and terms at the time.

There are many packages available to suit your budget and needs so if you would like know more or would like a written quotation then please get in touch.

We are able to offer a wide range of flexible finance packages to suit your pocket. These include Hire Purchase with repayments over 1- 5 years, Personal Contract Purchase (PCP) and leasing.

CCL: 640940 (Office of Fair Trading)

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Lease Purchase

For Private individuals and companies that want eventual ownership of the vehicle. A funding agreement where the purchaser acquires ownership when all the payments, including the option to purchase fee have been made. Part of the capital cost of the vehicle payment may be deferred into a "balloon" payment at the end of the agreement which equates to the anticipated value of the vehicle at the end of the leasing period.

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Hire Purchase

The traditional, but still ever popular, funding option which gives the customer eventual ownership of the vehicle. A fixed cost, fixed period loan that allows you to spread the cost of the vehicle over a period of up to five years. The user is effectively the owner of the asset, but legal title to the car does not pass until the loan is fully repaid including the final payment which includes a nominal "option to purchase" fee. Monthly payments cover the capital cost plus interest and do not carry VAT. For business users the vehicles will be ON Balance Sheet.

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Leasing

A lease is a contract between a Lessor (the lender) and the Lessee (the customer) for the hire of a vehicle. The lessor retains ownership of the vehicle while the lessee has possession and use for payment of specific rentals and agreed period.

 

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